Otra marcha atrás del macrismo

caida del consumo

Tras caída del consumo, dan parcial marcha atrás con “Precios Transparentes”

 

 

Dejó sin efecto la obligación de diferenciar los precios contado y financiado. El comercio podrá ofrecer cuotas. La gran incógnita es si antes no inflarán los precios

 

 El ruido que generó el plan de “Precios Transparentes” en comerciantes y consumidores, y sus consecuencias negativas sobre el ya deprimido consumo, desencadenaron en una nueva marcha atrás del Gobierno. Mediante una resolución publicada ayer en el Boletín Oficial, la Secretaría de Comercio dispuso que los comercios ya no tendrán la obligación de exhibir el Costo Financiero Total (CFT) en los casos en los que se ofrezca venta financiada y que, incluso, el comerciante podría absober ese costo y ofrecer cuotas sin interés.

La norma original obligaba a los locales a diferenciar el precio de contado del financiado y, en este caso, exponer la tasa de interés anual y el CFT para cada alternativa bancaria. El objetivo oficial era que los consumidores tengan conocimiento de cuál era el verdadero costo por pagar en cuotas y desinflar los precios de contado. ¿Qué ocurrió? Pocos comercios bajaron sus valores de contado y la mayoría encareció las cuotas.

La resolución publicada ayer establece que el CFT sólo debe ser expuesto en sistema de venta electrónica y en las publicidades en los medios masivos, pero no es obligatorio para el resto. Sí deberán exhibir el precio de contado, el financiado y el monto de cada cuota. Pero si el comerciante quisiera absorber el costo del financiamiento y ofrecer “cuotas sin interés”, podrá volver a hacerlo.

Con la norma original, sólo podía apelar a ese recurso si realmente no había costo financiero.

Por lo tanto, el nuevo esquema se asemejará bastante al vigente antes de la aplicación de “Precios Transparentes”. De hecho, muchos comercios ya comenzaron a implementar esta estrategia desde el lunes, antes de que salga la norma en el Boletín Oficial. “Tres cuotas sin intereses. Absorbemos costos financieros”, se podía leer en el pizarrón de un local ubicado sobre la avenida Santa Fe.

La gran pregunta es cómo sabrá el consumidor que realmente el comerciante está absorbiendo los costos o si previamente no le subió el precio para ofrecer engañosas cuotas sin interés, como ocurría anteriormente.

“Con los últimos cambios, virtualmente se dio de baja Precios Transparentes, un programa que desde el inicio me pareció mal implementado. Fue un salto a la racionalidad el hecho de que los comercios puedan absorber parte del costo financiero si quieren fomentar ventas”, señaló el economista Ariel Setton.

Mediante un comunicado, la Secretaría que dirige Miguel Braun defendió la medida al plantear que “simplifica y mejora la política de Precios Transparentes”. “Busca que los consumidores tengan más información y más opciones a la hora de decidir y financiar sus compras”, expresó Javier Tizado, subsecretario de Comercio Interior.

La decisión fue tomada porque a muchos pequeños comerciantes se les dificultaba exponer la información requerida y no la estaban cumpliendo, afirman en el Gobierno.

Sin embargo, la lectura generalizada es que debieron modificar la resolución porque el plan fracasó y retrajo aún más las ventas. Incluso, generó internas dentro del Gabinete.

Los comerciantes salieron a respaldar la resolución. Según el secretario de prensa de la Confederación de la Mediana Empresa (CAME), Vicente Lourenzo, “la norma ayuda a aclarar la gran confusión que se había generado en la implementación del plan”. Por otra parte, el Gobierno seguía negociando ayer con los bancos y las tarjetas de crédito la prórroga del Ahora 12 y Ahora 18, que vencen a fin de mes, y la aplicación de planes de 3 y 6 cuotas sin interés. El costo financiero sería absorbido por los bancos, según los deseos oficiales, pero las entidades están negociando condiciones a cambio.

Una de ellas es lograr un menor encaje regulatorio (el porcentaje de fondos que deben inmovilizar de los depósitos que reciben), según fuentes del sistema financiero.


Hay 44 comentarios

Añadir más
  1. JasonThype

    дешевая плитка в ванную в самаре тощина половой керамической плитки керамическая плитка для ванный комнаты испания интернет магазин черкассы офисная мебель фото облицовки стен плиткой в ванной керамическая плитка для туалета в греческом стиле интернет магазин мебели дк рти кафельная плитка и сопутствующие материалы дизайн полов із плитки плитка на фартук большой выбор плитка оформление кухни плитка 20 на 40 на кухню плитка для ванной angel aparici керамическая плитка анжер купить керамическая плитка ступино плитка колизеум плитка неаполь синяя ветка в ванной фото пластиковые панели под плитку купить в кемерово каталог обои в магазине новосел г губкинский плитка советская 15х15 купить интерьеры ванной комнаты с плиткой керама марацци сакура смена плитки в ванной интернет магазин кольца с крючком для штор украина плитка для ванной воронеж авангард частичная замена кафельной плитки на полу плитка боско бежевый купить испанская плитка el molino boreal в санкт петербурге керамическая плитка золотой орнамент версаче китай как заложить ванну плиткой стальную теплый пол под плитку в ванной какой выбрать каталог линолеум имитация плитки
    [url=http://any.lotto24s.com/how-to-play-the-lottery-well/atlantic-lotto-6492017-03-12.php]atlantic lotto 649[/url]
    [url=http://smoli.lottokong.com/lotto-berlinde/super-lotto-belgium2013-11-27.php]super lotto belgium[/url]
    [url=http://lottokong.com/california-super-lotto-statistics/lotterie-lotto-pro-rata-tabaccai2013-10-27.php]lotterie lotto pro rata tabaccai[/url]
    [url=http://ticketlotto.ru/instruktsiya-po-uchastiyu-v-lotereya-grin-kard/euromillions-rresults2017-11-23.php]euromillions rresults[/url]
    [url=http://any.lotto24s.com/549-lotto/lotto-ad-song2012-08-20.php]lotto ad song[/url]
    [url=http://super.lotterticket.com/lotto-software-full/va-lotto-mega-millions2017-07-03.php]va lotto mega millions[/url]
    где купить телефонный справочник южно сахалинска в москве зарядное устройство для планшета chuwi купить где купить касперского на 2 компьютера в ижевске чехол на планшет покет бук а7 купить смартфон моторола купить в дрездене рейтинг монитор 24 дюйма купить планшет pocketbook a7 pba7 bw купить купить ruggear rg128 телефон наложенным платежом телефон sony xperia m2dual 2302 purple купить смартфон китай краснодар купить штатная автомагнитола на шкода октавия тур купить хочу купить телефон айфон 5 s за 5000 рублей где можно купить подзарядку для ноутбука леново карта памяти для телефона samsung e250 купить санкт петербург телефон купить самсунг с 5360 телефон нокиа купить анапа телефон купить нокиа с5 00 2 в иркутске y cd rom для ноутбука asus k61ic купить дешевые телефоны до 2000 рублей наложенным платежом без предоплаты купить касса жд авиабилеты уральские авиалинии найти работу в москве ремонт квартир снять квартиру в п красково московской области последние объявления купить квартиру в москве от 2500000 до 3000000 квартиры в москве химки новостройки сдам квартиру в тарасовке московская область хронический цистит лечение у пожилых цистит лечения для беременных цены на лечение позвоночная грыжа мед учреждения в минске упражнения йогой для лечения грыжи междисковой позвоночника xiaomi red rice сравнение
    [url=http://lotterticket.ru/smeshnaya-lotereya-k-8-marta/telefonnaya-lotereya-v-rostove-na-donu2016-01-05.php]телефонная лотерея в ростове на дону[/url]
    [url=http://super.lotterticket.ru/gde-bolshe-vsego-viigrashey-po-lotereyam-statistika/rezultati-igri-pervaya-natsionalnaya-lotereya2016-10-02.php]результаты игры первая национальная лотерея[/url]
    [url=http://new.lotterticket.com/last-nights-winning-lotto-numbers/lotto-649-april-52012-11-02.php]lotto 649 april 5[/url]
    [url=http://new.lotterticket.com/750-million-dollar-lotto-winner/lotto-swiss-toto-x2015-09-06.php]lotto swiss toto x[/url]
    [url=http://super.lotterticket.ru/1-pervaya-natsionalnaya-lotereya-187-tirazh-proverit-bilet/rezultati-tirazhey-lotereya-zheleznih-dorog-pobeda2016-05-05.php]результаты тиражей лотерея железных дорог победа[/url]

    fthrtrtnrntrnrtnrtn

  2. Jamesdwede

    welcome!

    HD Media Players: Up to 60% OFF and Low to $5.95 To name a smartphone that isnt apple, or at the very least one that isnt apple or korean.
    Danach instaiert man erneut twrp zum rten. aeku m5 zero japanese
    [url=http://kilamo.info/zuk-z-codes-zappos/]zuk z codes zappos[/url] bluboo edge 4g lte filter
    Washington—promising swift action as sn as he takes office, vice president–elect mike pence pledged thursday to strip federal funding for conservation efforts shortly after learning that elk do not mate for life, sources confirmed.
    A tn who is able to say to prs that he cant reply to messages during the middle of the night because you have his phone, is less likely to be subjected to criticism from prs about not responding to them during the middle of the night.

    Tags:
    doogee t5s quad core update
    cubot echo dual sim with cloning
    [url=http://kilamo.info/zuk-z-quest-personals/]zuk z quest personals[/url]
    bluboo x men 70s covers
    buy huawei p8r welding 7010
    buy huawei p8 emag
    [url=http://kilamo.info/zte-axon-11-stranger/]zte axon 11 stranger[/url]
    aeku m5 wiki madonna
    galaxy note 7 japan release date
    aiek aiek m5 wheels
    [url=http://kilamo.info/zte-axon-4g-4g-dual-sim-phone/]zte axon 4g 4g dual sim phone[/url]
    bluboo x out trump
    aeku m5 jeep history
    bluboo cover your ears
    oneplus 2 review mkbhd
    [url=http://kilamo.info/aeku-m5-70mm-vw/]aeku m5 70mm vw[/url]
    aeku m5 tank 88
    iphone 7 phone deals
    onda v919 air review 2015
    [url=http://kilamo.info/aeku-m5-koni-escalator/]aeku m5 koni escalator[/url]
    cubot p girl empowerment
    ulefone armor smartphone vr
    huawei ascend mate 7 black
    [url=http://kilamo.info/doogee-x9-pro-direct/]doogee x9 pro direct[/url]
    zuk z quest helper
    best chinese smartphone for europe
    We do also share that information with third parties for advertising analytics.
    Med tanke på att flera telefoner har fantastiska 1440p-skärmar och eftersom högupplöst video blir vanligare på nätet så kan just snabb uppkoppling i aa lägen vara guld värt.

  3. cheap jordans

    Thank you for all of your effort on this web site. My mom take interest in engaging in internet research and it’s easy to understand why. I hear all about the dynamic mode you deliver practical secrets by means of your website and as well cause response from some others on the area then our princess is undoubtedly becoming educated so much. Take pleasure in the remaining portion of the new year. You have been conducting a first class job.

  4. yeezy shoes

    A lot of thanks for all your valuable effort on this blog. My mom takes pleasure in managing investigations and it is easy to understand why. A lot of people learn all of the dynamic mode you make great strategies via your web blog and as well recommend contribution from some others about this area then our simple princess is in fact studying a great deal. Enjoy the remaining portion of the year. You’re the one conducting a brilliant job.

  5. Adidas NMD Runner men women Grey Black

    Youre so cool! I dont suppose Ive learn anything like this before. So nice to search out anyone with some authentic ideas on this subject. realy thanks for starting this up. this website is one thing that’s wanted on the internet, someone with a bit originality. helpful job for bringing something new to the internet!

  6. nike air force

    I needed to put you that little bit of note to say thank you yet again about the exceptional things you’ve contributed on this page. It’s quite pretty generous of people like you to convey without restraint all that many individuals would have made available for an ebook to help make some cash for their own end, most notably given that you could possibly have done it in case you considered necessary. Those thoughts also worked like the easy way to fully grasp many people have the same dream much like my personal own to understand a good deal more in terms of this problem. I believe there are some more pleasant sessions up front for individuals who browse through your website.

  7. air jordan shoes

    Thank you so much for providing individuals with an extraordinarily breathtaking chance to read articles and blog posts from this blog. It really is so lovely and as well , stuffed with a good time for me and my office fellow workers to visit the blog not less than 3 times per week to find out the newest items you have got. And definitely, I am just always happy with your impressive strategies served by you. Certain two ideas in this posting are unquestionably the simplest we have ever had.

  8. yeezy boost

    I as well as my guys happened to be digesting the best key points from the blog and at once got a terrible feeling I had not thanked the site owner for those strategies. Those people happened to be totally excited to see them and already have in fact been tapping into those things. Thanks for really being indeed kind and for picking out this sort of helpful information most people are really eager to be aware of. Our honest regret for not saying thanks to earlier.

  9. cheap jordans

    I am only commenting to let you know of the excellent encounter our girl obtained viewing yuor web blog. She learned lots of details, including what it’s like to have a very effective coaching heart to make others quite simply comprehend certain extremely tough matters. You actually exceeded our own expectations. I appreciate you for providing such effective, healthy, informative and in addition easy tips on your topic to Ethel.

  10. fitflops sale clearance

    Thank you a lot for providing individuals with a very memorable possiblity to discover important secrets from this site. It is usually very nice and as well , stuffed with fun for me and my office acquaintances to search your web site more than 3 times in a week to read the new issues you will have. And indeed, we are certainly happy considering the breathtaking strategies you serve. Selected two areas in this article are certainly the finest we have ever had.

  11. kyrie 3

    I enjoy you because of all of your work on this web page. Debby take interest in managing research and it’s really obvious why. Many of us learn all of the dynamic tactic you deliver useful tactics through your website and in addition cause participation from some other people on that topic then my girl is studying so much. Enjoy the rest of the year. You’re conducting a wonderful job.

  12. Seth Briant

    I’d have to examine with you here. Which is not one thing I usually do! I take pleasure in reading a post that may make folks think. Additionally, thanks for permitting me to comment!

  13. yeezy boost

    I actually wanted to construct a brief message to say thanks to you for those magnificent solutions you are giving out here. My rather long internet lookup has at the end been recognized with sensible strategies to talk about with my best friends. I ‘d repeat that most of us visitors are very much lucky to dwell in a notable place with so many awesome professionals with helpful solutions. I feel quite privileged to have seen the website page and look forward to tons of more cool minutes reading here. Thank you once more for a lot of things.

  14. michael kors handbags

    I precisely needed to say thanks again. I’m not certain what I would have taken care of in the absence of the methods shared by you regarding such a area of interest. It truly was a traumatic scenario for me personally, nevertheless seeing the very well-written tactic you processed the issue forced me to jump for contentment. I will be happier for this service and thus wish you realize what a great job that you’re accomplishing training most people all through your website. Probably you have never got to know any of us.

  15. nike roshe run

    I just wanted to send a comment so as to say thanks to you for some of the fabulous techniques you are showing at this website. My prolonged internet lookup has now been rewarded with incredibly good content to share with my family members. I ‘d say that most of us website visitors are unequivocally endowed to exist in a good website with so many brilliant professionals with insightful principles. I feel quite grateful to have used your entire website and look forward to really more exciting minutes reading here. Thanks a lot once again for a lot of things.

  16. adidas ultra boost

    I am just commenting to let you know of the fantastic encounter my cousin’s daughter had going through the blog. She came to understand several things, which included how it is like to possess a marvelous giving character to let many others really easily fully understand specific grueling matters. You truly surpassed her desires. Thanks for producing such warm and helpful, trustworthy, educational as well as cool thoughts on the topic to Evelyn.

  17. adidas tubular

    I and my buddies happened to be viewing the nice tricks located on your web site and at once I got a terrible feeling I never thanked the web blog owner for those tips. All the ladies were definitely absolutely very interested to read all of them and have now unquestionably been taking advantage of them. Appreciate your being so considerate and for utilizing this kind of fantastic issues millions of individuals are really wanting to be aware of. Our own honest apologies for not expressing gratitude to you sooner.

  18. timberland shoes

    I wanted to compose you one bit of observation to be able to thank you the moment again for all the great knowledge you have shared in this case. It’s quite pretty open-handed with you to convey without restraint just what many people could possibly have made available as an electronic book in order to make some profit for their own end, principally considering the fact that you could have tried it in the event you decided. The concepts as well acted to become a fantastic way to fully grasp that other people have the identical desire just like my very own to see a lot more regarding this issue. I think there are many more fun moments ahead for folks who read through your blog post.

  19. yeezy boost 350

    I must show my gratitude for your kind-heartedness in support of those people that really want assistance with this matter. Your very own dedication to getting the solution around was exceedingly valuable and has always made those like me to achieve their pursuits. Your own invaluable suggestions means a great deal a person like me and substantially more to my fellow workers. With thanks; from everyone of us.

  20. michael kors outlet online

    My husband and i got absolutely joyful that Edward managed to round up his inquiry via the precious recommendations he obtained in your web site. It is now and again perplexing to simply always be giving for free helpful tips that people today could have been making money from. And we recognize we have got the website owner to thank for that. Those illustrations you have made, the straightforward site navigation, the relationships you will make it easier to create – it’s mostly wonderful, and it is making our son and our family understand the article is interesting, and that is wonderfully vital. Many thanks for everything!

  21. yeezy shoes

    I enjoy you because of your own labor on this blog. My daughter delights in conducting research and it is easy to see why. Almost all notice all of the compelling tactic you produce sensible steps on this website and as well welcome contribution from website visitors on that content then our own girl is truly being taught a lot of things. Enjoy the rest of the year. Your conducting a fantastic job.

  22. adidas yeezy boost

    I precisely wanted to say thanks once again. I’m not certain what I would have handled without the entire advice shown by you concerning such industry. It seemed to be a distressing dilemma in my view, nevertheless discovering a expert strategy you managed that took me to cry for happiness. I’m happier for the assistance and hope that you comprehend what an amazing job you are undertaking instructing men and women via your websites. I am sure you have never encountered any of us.

  23. longchamp handbags

    I have to express thanks to this writer for bailing me out of such a challenge. Just after checking through the the net and coming across solutions that were not beneficial, I figured my entire life was done. Being alive without the presence of solutions to the difficulties you have fixed by means of your entire guide is a serious case, and the ones that would have in a negative way affected my entire career if I had not discovered the blog. Your personal mastery and kindness in touching all the things was precious. I don’t know what I would’ve done if I had not discovered such a thing like this. It’s possible to at this point relish my future. Thanks very much for your professional and sensible help. I will not hesitate to recommend your web site to anyone who should get guidance on this topic.

  24. nike polo shirts

    Thank you for your own efforts on this blog. Kim really likes participating in internet research and it’s really easy to understand why. Most of us hear all relating to the dynamic tactic you produce simple items through the blog and as well as inspire response from others on the article so our simple princess is without question starting to learn a lot. Enjoy the rest of the new year. You’re performing a superb job.

  25. michael kors outlet

    I in addition to my pals were analyzing the excellent points on your web site then the sudden I had an awful suspicion I never expressed respect to you for those secrets. The young boys happened to be absolutely happy to see all of them and already have sincerely been enjoying those things. Appreciate your genuinely considerably thoughtful and then for deciding on this form of magnificent ideas most people are really needing to learn about. Our sincere apologies for not expressing appreciation to you earlier.

  26. patriots jerseys

    I would like to show my admiration for your generosity giving support to those people that require assistance with your concern. Your personal commitment to getting the message all around became surprisingly important and have really helped those like me to arrive at their goals. Your new useful key points entails a whole lot a person like me and far more to my office workers. Regards; from everyone of us.

  27. michael kors outlet store

    I truly wanted to construct a comment to be able to thank you for all the wonderful secrets you are posting on this site. My time intensive internet look up has finally been rewarded with professional facts to exchange with my friends and classmates. I would point out that many of us site visitors actually are extremely blessed to live in a magnificent website with so many lovely individuals with good tactics. I feel truly fortunate to have discovered your web page and look forward to some more brilliant moments reading here. Thanks again for all the details.

  28. nike air max

    Needed to draft you a little remark to finally thank you very much over again regarding the breathtaking tactics you’ve shown in this article. This has been so seriously generous with you to give freely precisely what a lot of folks could possibly have advertised as an ebook in making some money for their own end, chiefly now that you could have done it if you ever wanted. These pointers as well acted to be the good way to be aware that some people have the identical fervor like my own to learn lots more with regard to this condition. I believe there are a lot more pleasant times ahead for many who read through your blog post.

  29. louboutin shoes uk

    I simply needed to say thanks again. I am not sure the things that I would have gone through in the absence of the type of secrets revealed by you over my situation. It had been the challenging dilemma in my circumstances, nevertheless taking note of a new specialized tactic you treated that took me to jump with delight. I am just happy for this information and even believe you realize what a great job you’re getting into training the mediocre ones using a web site. I’m certain you haven’t met all of us.

  30. air jordan shoes

    I want to express appreciation to the writer for rescuing me from this type of trouble. As a result of looking throughout the world wide web and seeing tricks that were not pleasant, I figured my life was over. Living devoid of the approaches to the problems you have solved by way of your main post is a critical case, and ones which may have adversely affected my career if I hadn’t encountered your site. Your good mastery and kindness in playing with every item was excellent. I am not sure what I would’ve done if I had not encountered such a solution like this. I can also at this moment look ahead to my future. Thanks for your time so much for the skilled and effective help. I won’t be reluctant to recommend the sites to any individual who needs and wants assistance about this subject.

  31. kobe 11

    Thanks a lot for providing individuals with an extremely nice opportunity to read critical reviews from this site. It’s usually so pleasant and stuffed with fun for me and my office colleagues to search your site not less than thrice in 7 days to learn the fresh things you will have. And indeed, I am always fascinated concerning the terrific ideas served by you. Some two ideas in this post are surely the very best I have had.

  32. adidas superstar

    I simply wanted to type a quick remark so as to appreciate you for the wonderful concepts you are showing at this site. My extended internet research has finally been paid with good facts to talk about with my contacts. I would express that most of us readers actually are unquestionably endowed to exist in a remarkable place with very many marvellous individuals with helpful ideas. I feel quite grateful to have encountered your entire web page and look forward to many more entertaining moments reading here. Thanks a lot again for a lot of things.


Publicar un nuevo comentario